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Excessive borrowing against a line of credit could get somebody into financial trouble just as folks can get in trouble if they continue racking up credit card debt," she says.
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In other words, we said, the algorithms LendingClub uses to assess credit risk aren't working.
Like all State usury limits, and, indeed, like all State laws and regulations that provide additional protections to consumers over and above those contained in the proposed rule, those limits would not be affected by this rule.
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If the account has a margin loan, the day trading buying power is equal to four times the difference of the account equity and the current margin requirement.
Bad CreditYou can apply if: you have late payments or maxed out credit balance; you have more than one foreclosure, repossession, defaulted on a loan more than once or have a recently discharged bankruptcy; you have been declined for a credit card in the last three months.
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